Open Enrollment Closes January 15 ➝ Sign Up Now

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Sign Up for ACA Marketplace Insurance

Enroll for 2025 now
Complete your application, explore plan options, and secure your health insurance coverage for 2025 today!

  • Enroll by December 15 to start coverage on January 1
  • Enroll by January 15 to start coverage on February 1

Special enrollment

After January 15, you can only change or get insurance if:

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Special Enrollment Period

Have a life change or income that qualifies you or your family for a Special Enrollment Period.

or

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Medicaid or CHIP

Qualify for Medicaid or Children's Health Insurance Program (CHIP), which offers year-round enrollment with coverage starting immediately.

eligibility

Who can get marketplace health insurance coverage?

Marketplace health insurance coverage is available to anyone who lives in the United States, is a U.S. citizen or lawfully present, and is not currently incarcerated.

Whether you’re self-employed, between jobs, or simply seeking affordable options, the Marketplace offers plans tailored to fit your needs.

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Growing Families

The healthcare marketplace offers affordable plans to cover maternity care and your baby’s health needs.

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Relocating Families

Explore healthcare marketplace plans that ensure your family’s health is covered as you settle in.

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Recently Divorced

Find marketplace coverage tailored to meet your family’s needs during life changes.

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Self-Employed

Flexible marketplace plans designed to balance your family and business needs.

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Job Changes

The healthcare marketplace makes it easy to find affordable plans to protect your loved ones.

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New Residents

The marketplace offers plans for lawfully present residents to get affordable coverage quickly.

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Uninsured

Find affordable marketplace plans to protect your family and give you peace of mind.”

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Graduates

Start your next chapter with healthcare plans tailored to your budget and lifestyle.

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Independent Young Adults

The healthcare marketplace offers budget-friendly plans for young adults starting independent lives.

get savings

Most people can qualify for savings

  • Lower monthly premiums with a premium tax credit, making your Marketplace plan more affordable.

  • Additional savings on out-of-pocket costs like deductibles, copayments, and coinsurance, making your coverage work harder for you.

  • Free or low-cost coverage through Medicaid or CHIP. Even if you don’t qualify for Medicaid, your children might still be eligible for CHIP.

Self Apply
(305) 330-1277
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Default benefits

10 Essential Benefits in All Health Plans

  • Ambulance services

  • Emergency services

  • Hospitalization

  • Pregnancy, maternity, and newborn care

  • Mental health and substance use disorder services

  • Prescription drugs

  • Rehabilitative and habilitative services and devices

  • Laboratory services

  • Preventive and wellness services and chronic disease management

  • Pediatric services

Frequently asked questions

All marketplace plans include

Everything you need to know about what’s covered and how it works. Can’t find your answer? Chat with our team for personalized help.

  • Preventative healthcare

  • Coverage for pre-existing conditions

Self Apply
(305) 330-1277
Can my entire family be covered under one health plan?

Yes! Most ACA Marketplace plans allow families to enroll together under one policy. You can customize coverage to meet your family’s unique needs, including maternity care, pediatric services, and preventive healthcare for everyone.

‍

What types of preventive services are covered?

Preventive services covered by ACA plans include:

  • Vaccinations (e.g., flu shots)
  • Blood pressure, diabetes, and cholesterol screenings
  • Cancer screenings like mammograms and colonoscopies
  • Counseling to quit smoking and for weight management
  • Routine checkups for adults, women, and children

‍

What happens if we miss the Open Enrollment deadline?

After January 15, you or your family can only enroll in a health plan if you qualify for a Special Enrollment Period or are eligible for Medicaid or CHIP, which offer year-round enrollment.

Does the ACA/Open Enrollment cover pre-existing conditions?

Yes! The ACA makes sure that all Marketplace plans cover pre-existing conditions without charging higher
premiums or denying coverage.

  • Conditions like diabetes, asthma, cancer, and pregnancy are fully covered.
  • You can't be denied coverage or charged more based on your health history.
Now Accepting ACA Applications
*
Until January 15, 2025.

contact us

Get Started with your ACA application

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Speak with an agent

Monday – Friday

10 a.m. – 6 p.m. Eastern time

(305) 330-1277
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Fill out an ACA application

Anytime

24 hours a day, 7 days a week

Self Apply

‍Note: When you have Marketplace insurance, you'll pay your monthly premiums directly to the insurance company — not to us or the Marketplace. Your coverage won't start until you pay your first premium.

Step #1: Fill out Application

Health Sherpa Open Enrollment members page

Step #2: Compare Quotes

Health Sherpa Open Enrollment price comparison page

Step #3: Verify Eligibility & Enroll

Health Sherpa Open Enrollment Eligibility results page

compare yourself

Steps to find and compare ACA Health Insurance Plans

Use our recommended health insurance plan comparison tool designed to simplify your ACA shopping experience and help you make an informed decision.

Only takes 8 mins

Need help? Give us a call at (305) 330-1277.