Open Enrollment Closes January 15 ➝ Sign Up Now
Enroll for 2025 now
Open Enrollment is your family’s opportunity to ensure a healthy and secure future. Whether you’re growing your family, starting fresh in a new city, or simply planning for tomorrow, now is the time to lock in health insurance for 2025.
Special enrollment
Have a life change or income that qualifies you or your family for a Special Enrollment Period.
Qualify for Medicaid or Children's Health Insurance Program (CHIP), which offers year-round enrollment with coverage starting immediately.
eligibility
Marketplace health insurance coverage is available. You may qualify if:
Plus, families with children may qualify for year-round coverage through Medicaid or the Children’s Health Insurance Program (CHIP).
The healthcare marketplace offers affordable plans to cover maternity care and your baby’s health needs.
Explore healthcare marketplace plans that ensure your family’s health is covered as you settle in.
Find marketplace coverage tailored to meet your family’s needs during life changes.
Balancing work and family? Flexible health plans are available to ensure your family is covered while you focus on your business.
Keep your family secure with ACA plans offering affordable premiums and comprehensive coverage.
Recently moved to the U.S.? Explore health insurance options for your family, designed for lawfully present residents.
Don’t let gaps in coverage leave your family unprotected. Marketplace plans offer affordable options to ensure everyone is cared for.
Have a graduate starting life on their own? Help them find budget-friendly health plans that offer a safety net while they build their future.
Young adults moving out or starting careers can access affordable health insurance plans tailored to their needs, ensuring they stay healthy and protected.
get savings
Most families qualify for financial assistance, including:
$0 Premium Plans: Many families qualify for plans with no monthly premiums thanks to tax credits.
Lower Out-of-Pocket Costs: save on deductibles, copayments, and coinsurance, making your coverage work harder for you.
Free or low-cost coverage: Medicaid or CHIP offer full coverage for eligible families.
Default benefits
Ambulance services
Emergency services
Hospitalization
Pregnancy, maternity, and newborn care
Mental health and substance use disorder services
Prescription drugs
Rehabilitative and habilitative services and devices
Laboratory services
Preventive and wellness services and chronic disease management
Pediatric services
Always included
Preventative healthcare
Coverage for pre-existing conditions
If you experience a qualifying life event, such as:
You may qualify for a Special Enrollment Period (SEP) to adjust or start coverage outside the Open Enrollment window.
Subsidy eligibility is based on household size and income. For example, a family of four with an income between $30,000 and $120,000 may qualify for financial assistance. Contact us for personalized help.
When selecting a plan, you can check if your family’s doctors are in-network. Many ACA plans offer broad networks of trusted providers to ensure you don’t need to switch.
Yes! All ACA Marketplace plans include maternity care, newborn care, and pediatric services, such as:
Once enrolled, you’ll pay your monthly premiums directly to the insurance company. Your family’s coverage will begin on January 1 if you enroll by December 15 or February 1 if you enroll by January 15.
Yes! Most ACA Marketplace plans allow families to enroll together under one policy. You can customize coverage to meet your family’s unique needs, including maternity care, pediatric services, and preventive healthcare for everyone.
Yes! Children under 26 can remain on their parents’ health insurance plan, regardless of whether they live at home, are married, or are in school.
Yes, children may qualify for Medicaid or the Children’s Health Insurance Program (CHIP), even if you don’t qualify for Medicaid. CHIP provides comprehensive coverage for doctor visits, prescriptions, vaccines, and more.
The application process typically takes about 10–15 minutes. You can apply online, over the phone, or with help from one of our licensed agents.
Many families qualify for financial assistance through the ACA, including:
contact us
Note: When you have Marketplace insurance, you'll pay your monthly premiums directly to the insurance company — not to us or the Marketplace. Your coverage won't start until you pay your first premium.
Step #1: Fill out Application
Step #2: Compare Quotes
Step #3: Verify Eligibility & Enroll
compare yourself
Use our recommended health insurance plan comparison tool designed to simplify your ACA shopping experience and help you make an informed decision.
Only takes 8 mins
Need help? Give us a call at (305) 330-1277.
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